Ready to upgrade? Let us turn your dream car into a reality with our personalized car finance options.
How do car loans work?
Car loans offer a lump sum to buy a vehicle, repaid over time with interest. Some loans include a balloon payment, lowering regular payments but requiring a larger sum at the end. At Baulman Financial, we simplify the process, ensuring you understand costs and avoid hidden fees, helping you find an affordable loan suited to YOU !
Our car loan options
Looking for a new ride? We’ll guide you in selecting the perfect car finance option tailored to your needs, getting you on the road faster.
At Baulman Financial, we offer car loans across Australia for both new and used vehicles. Whether you're after a brand-new car or a reliable secondhand model, we’ll help you secure the right one.
What type of car loans does BFG offer ?
Secured car loan
A secured car loan is a popular choice due to its lower interest rates and higher approval chances. Since the loan is backed by the vehicle as collateral, it presents less risk to the lender, making it the most affordable car loan option. Our experts are here to help you find the right secured loan, putting you in the best financial position.
Did you know you don't have to buy from a dealership to qualify for car finance? We’ll help you secure a great loan for a private sale vehicle, so you can shop anywhere and leave the rest to us.
Electric/Green Loans
Electric car loans come with numerous benefits, including lower interest rates, often with discounts, and fixed monthly payments for easier budgeting. These loans are usually supported by government incentives such as reduced stamp duty, discounted registration, and cash rebates, which vary by state. Plus, electric vehicles reduce fuel and maintenance costs, with charging typically costing less than $15 for up to 450 km of range. The loan application process is straightforward, requiring only a driver’s license, two payslips, making it an affordable and simple way to switch to an electric vehicle.
Novated Leasing
Salary sacrificing for an electric vehicle lets you reduce your taxable income, saving on vehicle costs and boosting your take-home pay, all while driving the car you desire. By choosing an EV, you can benefit from the FBT exemption, lowering your taxable fringe benefits and enjoying eco-friendly driving at a lower cost. With tailored lease solutions, you can customize a novated lease to fit your budget and lifestyle, offering flexible terms and a broad selection of vehicles for the perfect match.